California Real Estate by County & City
Local transfer tax rates, closing-cost customs, and disclosure rules for buying a home in California — broken down by county and city.
Alameda County
Oakland and Berkeley layer some of the steepest city transfer taxes in the state on top of the county base, and the Hayward Fault runs straight through the county's densest cities.
Alpine County
Alpine County has no incorporated cities and almost no conventional residential market — here's what buying near Kirkwood or Bear Valley actually involves.
Amador County
Amador County's Gold Rush mining legacy comes with a real disclosure statute, and the county has direct, confirmed wildfire history from the 2015 Butte Fire.
Butte County
The Camp Fire and the Oroville Dam spillway crisis are the two defining hazard events for Butte County buyers — here's what each means today.
Calaveras County
Between a confirmed mining-operation disclosure statute and the 2015 Butte Fire footprint, Calaveras County has two real hazard categories worth checking before you buy.
Colusa County
Colusa County's rice economy depends on reliable irrigation water — and that reliability has genuinely broken down in recent drought years.
Contra Costa County
Richmond has a steeply tiered transfer tax, East County new construction often carries Mello-Roos, and the Hayward and Concord faults run through much of the county's populated core.
Del Norte County
Crescent City has been hit by more tsunamis than anywhere else on the U.S. West Coast — a fact any buyer near its downtown or harbor should know before writing an offer.
El Dorado County
From Cameron Park and El Dorado Hills to South Lake Tahoe, the county spans two very different buying environments — and the Tahoe Basin has its own permitting agency on top of the county.
Fresno County
No transfer-tax surprise here — the real distinguishing factors for a Fresno County buyer are agricultural land-use restrictions, air quality, and river flood risk.
Glenn County
Glenn County split off from Colusa in 1891 and shares the same defining risk for agricultural land: documented water-allocation volatility, not just generic drought.
Humboldt County
Humboldt County's cannabis cultivation history can attach code-enforcement liability to a property itself — a genuine due-diligence item most California counties don't have.
Imperial County
The Salton Sea is a genuinely severe, worsening environmental crisis — and the county is simultaneously home to a fast-moving lithium industry and one of the state's most active fault zones.
Inyo County
The Owens Valley water dispute is not settled history, and the valley floor sits on one of California's most active fault systems — both shape what buying here actually involves.
Kern County
California's top oil-producing county has real estate quirks most other counties don't — from well proximity to Williamson Act farmland.
Kings County
Naval Air Station Lemoore's low-altitude jet noise and Corcoran's severe, ongoing land subsidence are two real, mapped factors most other counties don't have.
Lake County
Wildfire history and insurance availability are the single most important facts for any buyer evaluating property in Lake County.
Lassen County
Lassen Peak is one of the few volcanoes in the contiguous U.S. that has erupted in the last century — and fire has run directly at Susanville twice in the last several years.
Los Angeles County
Local transfer tax rules, closing-cost customs, and disclosure nuances for buying a home in LA County — not the same everywhere in the county.
Santa Clarita
Mello-Roos special taxes and CAL FIRE hazard zones are the two things that catch first-time SCV buyers off guard — here is what to check before you offer.
Glendale
Glendale charges the base LA County transfer tax rate with no city add-on, and Measure ULA never applies here.
Pasadena
Pasadena charges the base LA County transfer tax rate with no city add-on, and Measure ULA never applies here.
Burbank
Burbank charges the base LA County transfer tax rate with no city add-on, and Measure ULA never applies here.
Madera County
Madera County's foothill growth boom near Millerton Lake comes with real Mello-Roos and expanding fire-map exposure — here's what buyers should check.
Marin County
San Rafael's city transfer tax, West Marin's strict growth controls, and the San Andreas Fault running straight through Olema Valley are the things most likely to surprise a Marin County buyer.
Mariposa County
Mariposa's market is shaped heavily by Yosemite National Park tourism and vacation-rental demand — layered on top of real, recurring wildfire exposure and Gold Country mining hazards.
Mendocino County
Coastal-zone permitting, an actively rupturing fault, agricultural zoning, and cannabis-related property history all overlap in a Mendocino County purchase.
Merced County
UC Merced's opening in 2005 reshaped housing demand in the city of Merced — and the county's Williamson Act program, Mello-Roos financing, and flood-prone valley floor each have specific wrinkles buyers should know about.
Modoc County
Extreme remoteness, rather than any specific hazard category, is the defining fact for a buyer in Modoc County.
Mono County
An actively monitored volcanic system beneath Mammoth Lakes and one of California's most significant historic water-rights battles define Mono County for a buyer.
Monterey County
The Monterey Peninsula's decades-long water moratorium directly affects what you can build — verify it before you assume anything.
Napa County
The nation's first Agricultural Preserve, recurring wildfire, and a real legal fight over vineyard well water are the forces shaping any Napa County purchase.
Nevada County
Gold Rush-era hydraulic mining left Nevada County with real, documented mine-shaft and mercury-contamination risks, and Sierra foothill terrain adds real wildfire exposure on top.
Orange County
No mansion tax here, but Mello-Roos and master-HOA layering catch OC buyers off guard more than in most CA counties.
Placer County
Placer County is really two markets under one government — Sacramento-suburb growth cities and TRPA-regulated North Lake Tahoe — and the Town of Truckee itself isn't even in the county.
Plumas County
The Dixie Fire — nearly a million acres, downtown Greenville destroyed — is the defining fact for any buyer evaluating property in Plumas County today, and the county's 2025 fire-hazard maps are worth checking directly.
Riverside County
Mello-Roos on newer master-planned homes and an unusually heavy reliance on FHA/VA financing are the two things most likely to catch an unrepresented Riverside County buyer off guard.
Sacramento County
The City of Sacramento charges its own transfer tax instead of the county rate, and parts of Natomas carry flood-insurance requirements that change parcel by parcel as levee work progresses.
San Benito County
The Calaveras Fault's continuous, decades-documented creep through Hollister is the single most distinctive fact for a San Benito buyer — and newer Hollister subdivisions carry real, active Mello-Roos districts too.
San Bernardino County
California's largest county by land area spans three very different buyer questions — well/septic in the High Desert, wildfire insurance in the mountains, and CFDs in the newer Inland Empire suburbs.
San Diego County
San Diego doesn't have one dominant tax quirk — its distinguishing factors are almost all about where in the county a property sits: coastal permitting, military base proximity, backcountry fire risk, and Mello-Roos.
San Francisco County
San Francisco is city and county combined — its transfer tax is the steepest in the state, and TICs exist because condo conversion is capped by lottery.
San Joaquin County
Delta geography and Bay Area commuter growth drive the real quirks here — not any single tax surcharge.
San Luis Obispo County
Water availability — not price — has been SLO County's defining land-use constraint for decades, and the county sits within reach of three separately zoned earthquake faults.
San Mateo County
The City of San Mateo's own conveyance tax is a genuine outlier — and East Palo Alto and Foster City each carry a real, distinct buyer quirk of their own.
Santa Barbara County
The 2018 Montecito debris flow still shapes hillside risk mapping, and Santa Barbara city rent rules are actively changing.
Santa Clara County
San Jose layers its own transfer tax plus a steep Measure E surcharge on high-value sales, and the county has an unusually active ADU permitting environment.
Santa Cruz County
The City of Santa Cruz added a large graduated transfer-tax surcharge on high-value sales in 2026 — and the coastline, mountains, and downtown core each carry their own real risks.
Shasta County
The Carr Fire didn't just burn the hills — it reached inside Redding's city limits, making wildfire a mainstream consideration in Shasta County, not an edge case.
Sierra County
With no large incorporated city, Sierra County real estate runs on well, septic, and privately-maintained roads far more than any conventional market.
Siskiyou County
Mount Shasta volcanic hazard, wildfire exposure, and active water-rights curtailment are the three issues most likely to surprise a buyer in Siskiyou County.
Solano County
Vallejo's transfer tax is quadruple the county rate, and Rio Vista's Delta flood exposure is real — two things that catch buyers off guard.
Sonoma County
Recurring, severe wildfire history and a notably high transfer tax in the county's two largest cities set Sonoma apart.
Stanislaus County
In Modesto Irrigation District territory your electric utility may not be PG&E — one of several county-specific quirks worth confirming.
Sutter County
Sutter County has a real, twice-documented history of levee failure — and a named benefit-assessment district has since collected roughly $1 billion specifically because of it.
Tehama County
The fourth-largest wildfire in California history burned directly into Tehama County in 2024 — a fact every buyer here should know.
Trinity County
No incorporated cities, mostly national forest, and real, worsening wildfire exposure — Trinity County buyers face a different due-diligence checklist than almost anywhere else in CA.
Tulare County
The historic Tulare Lake basin re-flooded in 2023 after decades dry — a real, reactivatable risk, not purely historical.
Tuolumne County
Site of the 2013 Rim Fire, a Gold Rush mining legacy with a real disclosure statute behind it, and a Yosemite-gateway short-term rental market with its own ordinance.
Ventura County
From Pacific coastline to fire-prone hillside towns, Ventura County's rules shift sharply depending on exactly where a property sits.
Yolo County
The Yolo Bypass floods by design in wet years — a working flood-control feature, not a hazard footnote — while the county's western hills carry real, separate wildfire risk.
Yuba County
Two real, fatal levee failures make flood history a specific due-diligence item for the Linda/Olivehurst/Arboga area, and Plumas Lake carries real, named Mello-Roos special taxes.