California Real Estate by County & City
Local transfer tax rates, closing-cost customs, and disclosure rules for buying a home in California — broken down by county and city.
Alameda County
Oakland and Berkeley layer some of the steepest city transfer taxes in the state on top of the county base, and the Hayward Fault runs straight through the county's densest cities.
Alpine County
Alpine County has no incorporated cities and almost no conventional residential market — here's what buying near Kirkwood or Bear Valley actually involves.
Amador County
Amador County's Gold Rush mining legacy means abandoned mine workings are a real due-diligence item, not a historical footnote.
Butte County
The Camp Fire is the single most important fact for any buyer evaluating property in or near Paradise — here's what that means today.
Calaveras County
Between Gold Rush mine workings and the 2015 Butte Fire footprint, Calaveras County has two real hazard categories worth checking before you buy.
Colusa County
Colusa County's rice economy depends on reliable irrigation water — and that reliability has genuinely broken down in recent drought years.
Contra Costa County
Richmond has a steeply tiered transfer tax, East County new construction often carries Mello-Roos, and the Hayward and Concord faults run through much of the county's populated core.
Del Norte County
Crescent City has been hit by more tsunamis than anywhere else on the U.S. West Coast — a fact any buyer near its downtown or harbor should know before writing an offer.
El Dorado County
From Cameron Park and El Dorado Hills to South Lake Tahoe, the county spans two very different buying environments — and the Tahoe Basin has its own permitting agency on top of the county.
Fresno County
No transfer-tax surprise here — the real distinguishing factors for a Fresno County buyer are agricultural land-use restrictions, air quality, and river flood risk.
Glenn County
Glenn County split off from Colusa in 1891 and shares the same defining risk for agricultural land: water-allocation volatility, not just generic drought.
Humboldt County
Humboldt County's cannabis cultivation history can attach code-enforcement liability to a property itself — a genuine due-diligence item most California counties don't have.
Imperial County
The Salton Sea is a genuinely severe, worsening environmental crisis — not background trivia — for any buyer evaluating property near it.
Inyo County
The Owens Valley water dispute is not settled history — it shapes land availability and dust politics in Inyo County to this day.
Kern County
Oil-field proximity and wind-lease land in the Tehachapi/Mojave corridor are real, visible features of the Kern County landscape — here's what that means for due diligence.
Kings County
Naval Air Station Lemoore's low-altitude jet noise is a real, mapped land-use factor near the base — here's what that means for a buyer.
Lake County
Wildfire history and insurance availability are the single most important facts for any buyer evaluating property in Lake County.
Lassen County
Lassen Peak is one of the few volcanoes in the contiguous U.S. that has erupted in the last century and remains actively monitored today.
Los Angeles County
Local transfer tax rules, closing-cost customs, and disclosure nuances for buying a home in LA County — not the same everywhere in the county.
Santa Clarita
Mello-Roos special taxes and CAL FIRE hazard zones are the two things that catch first-time SCV buyers off guard — here is what to check before you offer.
Glendale
Glendale charges the base LA County transfer tax rate with no city add-on, and Measure ULA never applies here.
Pasadena
Pasadena charges the base LA County transfer tax rate with no city add-on, and Measure ULA never applies here.
Burbank
Burbank charges the base LA County transfer tax rate with no city add-on, and Measure ULA never applies here.
Madera County
Madera County combines valley-floor agricultural land with growing foothill residential development near Millerton Lake — here's what buyers should check.
Marin County
San Rafael's city transfer tax and West Marin's strict growth controls are the two things most likely to surprise a Marin County buyer.
Mariposa County
Mariposa's market is shaped heavily by Yosemite National Park tourism and vacation-rental demand — layered on top of real wildfire exposure and Gold Country mining history.
Mendocino County
Three overlapping regulatory layers shape a Mendocino County purchase: coastal-zone permitting, agricultural zoning, and cannabis-related property history.
Merced County
UC Merced's opening in 2005 reshaped housing demand in the city of Merced — and the county's Williamson Act program has a specific wrinkle buyers of agricultural land should know about.
Modoc County
Extreme remoteness, rather than any specific hazard category, is the defining fact for a buyer in Modoc County.
Mono County
An actively monitored volcanic system beneath Mammoth Lakes and one of California's most significant historic water-rights battles define Mono County for a buyer.
Monterey County
The Monterey Peninsula's long-running water moratorium directly affects what you can build — verify it before you assume anything.
Napa County
Wine country land values and recurring wildfire risk are the two forces shaping any Napa County purchase.
Nevada County
Gold Rush-era hydraulic mining left Nevada County with real, documented mine-shaft and mercury-contamination risks — not just historical color.
Orange County
No mansion tax here, but Mello-Roos and master-HOA layering catch OC buyers off guard more than in most CA counties.
Placer County
Placer County is really two markets under one government — Sacramento-suburb growth cities and TRPA-regulated Tahoe country — and permitting rules differ sharply between them.
Plumas County
The Dixie Fire — nearly a million acres, downtown Greenville destroyed — is the defining fact for any buyer evaluating property in Plumas County today.
Riverside County
Mello-Roos on newer master-planned homes and an unusually heavy reliance on FHA/VA financing are the two things most likely to catch an unrepresented Riverside County buyer off guard.
Sacramento County
The City of Sacramento charges its own transfer tax instead of the county rate, and parts of Natomas carry flood-insurance requirements that change parcel by parcel as levee work progresses.
San Benito County
The Calaveras Fault's continuous, decades-documented creep through Hollister is the single most distinctive fact for a San Benito buyer.
San Bernardino County
California's largest county by land area spans three very different buyer questions — well/septic in the High Desert, wildfire insurance in the mountains, and CFDs in the newer Inland Empire suburbs.
San Diego County
San Diego doesn't have one dominant tax quirk — its distinguishing factors are almost all about where in the county a property sits: coastal permitting, military base proximity, backcountry fire risk, and Mello-Roos.
San Francisco County
San Francisco's transfer tax is unlike anywhere else in California — steep, tiered by price, and currently being renegotiated by the city.
San Joaquin County
Real, actively-managed Delta flood and levee exposure sets parts of San Joaquin County apart from most inland Central Valley counties.
San Luis Obispo County
Water availability — not price — has been SLO County's defining land-use constraint for decades, most dramatically in Los Osos.
San Mateo County
The City of San Mateo's own conveyance tax is a genuine outlier — most of the rest of the county is standard.
Santa Barbara County
The 2018 Montecito debris flow is the single most important county-specific fact for a buyer evaluating hillside or canyon property in Santa Barbara County.
Santa Clara County
San Jose layers its own transfer tax plus a steep Measure E surcharge on high-value sales, and the county has an unusually active ADU permitting environment.
Santa Cruz County
Both incorporated cities double the standard transfer tax, and the coastline and mountains each carry their own real risks.
Shasta County
With ~45% of the county mapped Very High Fire Hazard Severity Zone, wildfire is a mainstream consideration in Shasta County, not an edge case.
Sierra County
With no large incorporated city, Sierra County real estate runs on well, septic, and privately-maintained roads far more than any conventional market.
Siskiyou County
Wildfire exposure and water-rights questions are the two issues most likely to surprise a buyer in Siskiyou County.
Solano County
Vallejo's transfer tax and Rio Vista's Delta flood exposure are the two county-specific items that catch buyers off guard.
Sonoma County
Recurring, severe wildfire history and a notably high transfer tax in the county's two largest cities set Sonoma apart.
Stanislaus County
In Modesto Irrigation District territory, your electric utility may not be PG&E — worth confirming for any specific address.
Sutter County
Sutter County has a real, twice-documented history of levee failure — and roughly $1 billion invested since, specifically because of it.
Tehama County
A rural, agriculture- and timber-based county between Redding and Chico, with its own wildfire exposure and Camp Fire spillover housing demand.
Trinity County
No incorporated cities, mostly national forest, and real, worsening wildfire exposure — Trinity County buyers face a different due-diligence checklist than almost anywhere else in CA.
Tulare County
The historic Tulare Lake basin re-flooded in 2023 after decades dry — the single most important fact for buyers evaluating property on the county's western edge.
Tuolumne County
Site of the 2013 Rim Fire, a Gold Rush mining legacy, and a real Yosemite-gateway market split from Sonora's more conventional foothill-town dynamics.
Ventura County
Coastal cities, agricultural land, and a legacy oil-production history — plus real, ongoing aftermath from the 2017 Thomas Fire in the Ojai Valley and county foothills.
Yolo County
The Yolo Bypass floods by design in wet years — a working flood-control feature, not a hazard footnote, for buyers near its margins.
Yuba County
Two real, fatal levee failures in 1986 and 1997 make flood history a specific due-diligence item for the Linda/Olivehurst/Arboga area, not a generic disclosure.